Finance is a complicated topic. You can spend years studying it and still only know a fraction of what there is to know. It's hard to boil the topic down to one phrase, but if we had to, we would boil it down to this phrase: spend where it counts. If you think about it, that's really what personal finance is. It's deciding what is most meaningful to you, and then spending and saving towards that goal. Some people decide property is most important, so they spend on their home. Others decide stability and independent are important, so they save to retire early. Learn more about this and other approaches to finance on this website.
When you buy Bitcoin, you have to decide where to …